January update – a positive start to 2024
January has proved itself to be a rather positive beginning to 2024 here at The Mortgage Desk. After a very challenging 2023 for home owners and potential buyers this month has given somewhat of a relief to the industry on a whole. Mortgage rates dropping below 5% and a pent-up demand has boosted UK house […]
Mortgage Rate News – December 2023
Below is an update on the mortgage rates for both new and existing borrowers from some of our lenders. Get in touch with us today if you think any of these changes could benefit you and your family. NATWEST Natwest has announced they are cutting their rates for existing customers, both in the residential and […]
Base rate frozen at 5.25% for the second time by Bank of England
The Bank of England has announced that they have voted to freeze base rates at 5.25% for the second time, giving a suggestion that it may have peaked. This is good news for borrowers and lenders alike and gives hope that we have seen the last of the steep rate rises of recent months. The […]
Equity release – why & when?
It can be a difficult decision, knowing when to release equity from your property and we are here to help you weigh up the pro’s and con’s. Equity release is the process of freeing up money otherwise tied up in your home either as a lump sum or as a regular income. It can be […]
Interest Rates Frozen – What does that mean for you?
Yesterday, the bank of England made the decision to freeze interest rates for the first time in a long while. Whilst this hasn’t made the current market any more affordable to home buyers or home owners it is a sign that better times may be coming. Hopefully this freeze means we’ve reached a peak and […]
Welcome to The Mortgage Desk Journal
Welcome to our new journal… In this space our expert advisors will share their knowledge and expertise of all things mortgages and financial planning. We will be building a library of content here to act as a one-stop space for mortgage news and guides to help all of our clients, whether existing or new, first-time […]
