The Mortgage Desk

General Election called for by Rishi Sunak

Wednesdays inflation figures have triggered Prime Minister Rishi Sunak to call a snap general election for July, in a surprising move for some. The UK inflation rate is at it’s lowest level for almost 3 years meaning it is back to more normal levels, something not unexpected but it does seem to have happened slightly […]

How does the bank of England interest rate freeze help you?

On February 1st the bank of England made a decision to freeze interest rates at 5.25% for the fourth time in a row. This has been seen as a positive by many however some in the industry are calling for a cut in the rate to help ease the effects of inflation on real families […]

Buy-To-Let rates lowest since September 2022

It’s good news for landlords or customers looking to dip their feet into the buy-to-let world this year. The fixed rate for buy to lets has fallen to it’s lowest since September 2022 on average! What does this mean for future buy-to-let mortgages? Well, it offers consumers more choice of product, availability is currently up […]

Base rate frozen at 5.25% for the second time by Bank of England

The Bank of England has announced that they have voted to freeze base rates at 5.25% for the second time, giving a suggestion that it may have peaked. This is good news for borrowers and lenders alike and gives hope that we have seen the last of the steep rate rises of recent months. The […]

Interest Rates Frozen – What does that mean for you?

Yesterday, the bank of England made the decision to freeze interest rates for the first time in a long while. Whilst this hasn’t made the current market any more affordable to home buyers or home owners it is a sign that better times may be coming. Hopefully this freeze means we’ve reached a peak and […]

Welcome to The Mortgage Desk Journal

Welcome to our new journal… In this space our expert advisors will share their knowledge and expertise of all things mortgages and financial planning. We will be building a library of content here to act as a one-stop space for mortgage news and guides to help all of our clients, whether existing or new, first-time […]